American National Insurance Company
American
National Life Insurance Company of Texas
Standard Life and
Accident Insurance Company
One Moody
Plaza
Galveston, Texas 77550
NOTICE OF PRIVACY POLICY
American National Insurance Company and its affiliated companies are
committed to providing insurance and annuity products and services
designed to meet your needs. We are equally committed to respecting
your privacy and protecting the information about you that we may
receive. We have prepared this notice to advise you what information
we collect, how we use it and how we protect it.
What Information We Collect
As an essential part of
our business, we obtain certain personal information about you in
order to provide a financial product or service to you. Some of the
information we receive comes directly from you on applications or
other forms, and may include information you provide during visits
to our Web site. We may also receive information from physicians,
testing laboratories and other health providers, and from consumer
reporting agencies. The types of information we receive may include
addresses, social security numbers, family information, current and
past medical history and financial information, including
information about transactions with other financial institutions.
What Information We Disclose
We do not
disclose nonpublic personal information about our current or former
customers to any non-affiliated entity, except as permitted by law.
Examples of the disclosures which we are permitted by law to make
include: disclosures necessary to service or administer an insurance
or annuity product that you requested or authorized; disclosures
made with your consent or at your direction; disclosures made to
your legal representative; disclosures made in response to a
subpoena or an inquiry from an insurance or other regulatory
authority; disclosures made to comply with federal, state or local
laws and to protect against fraud.
Our
Privacy Protection Procedures
We protect information
about you from unauthorized access. Our employees and agents receive
training regarding our privacy policies, and access to information
about you is restricted to those individuals that need such
information in order to provide products and services to you.
Examples of activities requiring access to personal information
include: underwriting; claims processing; reinsurance and
policyholder service. Finally, we employ secure technologies in
order to safeguard transmission of information about you through our
web sites, and we have established and maintain procedures to comply
with all state and federal laws and regulations regarding the
security of personal information. This notice is for your
information and does not require any action on your part.